This Dharma Talk reflects on the 5 subjects for frequent recollections (also called the 5 remembrances): (1) I am of the nature to age, I have not gone beyond aging, (2) I am of the nature to sicken, I have not gone beyond sickness, (3) I am of the nature to die, I have not gone beyond dying (4) All that is mine, beloved and pleasing, will become otherwise, Will become separated from me (4) I am the owner of my kamma, heir to my kamma, born of my kamma, related to my kamma, abide supported by my kamma. Whatever kamma I shall do for good or for ill, of that I will be the heir. This is offered as a chant as a way to connect the teaching to the heart and the body. The talk then explores the liberative idea of Kamma (Karma) where we have more and more agency through the practice to seed our intentions so that our acts of body, speech and mind are more wholesome, skillful, and leading to the alleviation of suffering for ourselves and others. The talk then explores various strategies for the cultivation of mettā in daily life.